Ramping up flat supply

COVID-19 had severely disrupted our Build-To-Order (BTO) programme, but we have been taking steps to catch up on lost time, and are turning the corner.

Flat delivery
HDB expects to complete 20,000 flats in 2023. This will help clear the backlog of BTO projects.

New flat supply
HDB is working hard to ramp up its new flat supply. We have committed to launch 100,000 flats by 2025, and remain on track to do so.

Shorter Waiting Times
From 2024 onwards, we aim to launch more Shorter Waiting Time flats (less than 3-year waiting times), with around 2,000 to 3,000 launching per year from 2025, to help homebuyers move into their new homes sooner.MND Infographic_Accessibility Ad_Final (1)

More new homes on the way

How long must I wait for my BTO flat?

Helping Singaporeans own your homes

Keeping flat prices stable 

HDB provides significant market discounts for BTO flats to keep them below market price. As a result, we have managed to keep BTO prices relatively stable in the past two years.

On top of that, we offer substantial housing grants to further support first-timer families.

Housing Grant for First-Timer Families


New Flats

  • Up to $80,000 in Enhanced CPF Housing Grant (EHG)

Resale Flats

  • Up to $190,000 in housing grants

In 2022, more than 8 in 10 homebuyers could service their monthly mortgage fully using their CPF, with zero cash. 


Priority Schemes for First-Timers

The vast majority of our BTO flats are set aside for first-timers, with greater priority and more targeted support for young married couples and young families with children to help them settle down quickly.

All FT

FT - Parents and Married

FT - Parents and Married - 2


MND Infographic_Affordability Ad 1_Final

Tips for securing my first BTO flat

How are we supporting Singaporean homebuyers?

We answer your burning questions

How does HDB determine the price of new flats?

How to improve your chances of securing a BTO flat?

How can first time flat buyers finance their new BTO flat?

Why do some HDB flats cost one million dollars?

Why are BTO waiting times so long?

How are BTO flats subsidised?


Does disregarding land cost mean BTO flats will be cheaper?